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Answer a few quick questions to see what debt solution fits your situation. We help consumers explore all the regulated debt options including consolidation loans, debt reduction programs, bankruptcy, or nonprofit debt management plans. We also have partners that can help with Business or Tax relief as those options are different than personal debt solutions. There isn't a one-size-fits-all option and everyone's situation is different. We exist to help you find clarity in which option fits best for you.
Take The 5 question Clarity Quiz today and we will text you the recommended solution based on your answers where you can ask questions about how they work without pressure either through text or a free call with one of our solution specialist. If you want further assistance we have trusted partners all with over 25 years of experience so you can feel confident in your decision and that you're in good hands.
*By submitting your information, you agree to receive communication from Consolidation Clarity via calls, texts, or emails regarding your inquiry. Consent is not a condition of purchase. We do not sell data. Message and data rates may apply. Reply STOP to opt out.
At Consolidation Clarity, we help you understand your options clearly and confidently — no pressure, no sales tactics.

Loans pay off debts to consolidate to one payment, help fix credit utilization, and convert compounding interest to simple fixed interest.

A negotiation-based program that reduces what you owe and shuts off the interest to help pay back debt and avoid bankruptcy

A nonprofit program designed to lower interest rates down to 7% on avg so that you can pay off the balances much faster with one affordable payment

A legal process that can help erase or restructure debt when you can’t afford to pay it back
Claire is our smart, friendly AI built to help you understand your options — without pressure or sales tactics. In just a few questions, she’ll point you toward the solution that will best for
your situation and answer any questions without bias.
Find out which consolidation option fits your situation and financial goals by completing our short quiz
Get instant, unbiased guidance from Claire — Ask her questions and she will give you honest answers
Learn the pros and cons of each solution based on your situation - She is
programmed to educate and help, not sell.
Trusted Network of Partners — If you're ready, Claire can introduce you to a trusted partner. Take the first step towards clarity and financial confidence in just a few minutes with our free Clarity Quiz!
When it comes to debt, everyone’s situation is different — and that’s exactly why we built Consolidation Clarity. Our goal is to provide pressure-free, personalized guidance that helps you take control of your financial future. Claire is here to recommend only what makes sense, based on your credit, income, and goals. No stress, no obligation — just clarity. We’re here to support, not sell.
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We break down complex debt options in plain language you can trust, so you can a make confident, informed decision for your future.
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We don’t sell financial products — Claire offers honest recommendations based on your situation, not commission.
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Claire analyzes your credit, debt, and income to guide you toward the best-fit solution — fast, accurate, and pressure-free
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Your information stays secure and is only shared if you choose to connect with a trusted partner.

Claire is a highly trained AI built to analyze your debt situation and recommend the most fitting solution — instantly. She uses logic, not guesswork, to guide you toward your best option without pushing products or services.
Claire isn’t here to sell you anything — just to help. She explains complex debt solutions in simple, honest language and answers your questions without judgment or sales pressure.
Claire only uses the information you share to match you with the right path. Your privacy is respected at every step, and no information is shared to our partners unless you approve it
$47/month
Essential financial planning tools to help you get started
Access to basic financial insights and guidance
Monthly check-ins with a financial expert
Limited access to our online resources and webinars

No contracts - cancel anytime
$97/month
Comprehensive financial planning with customized advice
Access to advanced investment strategies
Bi-weekly check-ins with a dedicated financial advisor
Full access to online resources, including webinars and tutorials
Priority email support for quick answers to your financial questions

No contracts - cancel anytime
$147/month
Full-service financial management tailored to complex portfolios
Personalized tax and retirement planning strategies
Weekly one-on-one consultations with a senior advisor
Unlimited access to all online resources, including premium content
Priority support with dedicated client success management

No contracts - cancel anytime

At Consolidation Clarity, our clients are at the heart of everything we do. We are proud to have helped individuals and families achieve financial security, build wealth, and plan for the future with confidence. Our commitment to personalized service and expert guidance has earned us the trust of clients who value a partner that truly understands their unique financial goals. Here’s what some of our satisfied clients have to say about their experiences with Consolidation Clarity and how we’ve made a difference in their financial journeys.


Consolidation Clarity provided insightful guidance that completely transformed my financial outlook. Highly recommended!


The strategies from Consolidation Clarity helped me optimize my portfolio and achieve peace of mind.


The expertise at Consolidation Clarity made all the difference. They genuinely care about their clients’ success.


Professional, reliable, and thorough—my experience with Consolidation Clarity has been outstanding.

Take the free quiz, discover your best-fit solution, and start moving toward the financial peace of mind you deserve

Free Educational Resource
Our services are 100% free. Claire is here to guide you to the right path without any cost or obligation. If you choose to move forward with a professional, we can help you connect — only if and when you're ready.

Your personal AI debt solution guide. Designed to provide clear, unbiased support, Claire helps you navigate your options with confidence and find the solution that fits your financial goals

Confused about consolidation? You're not alone. We simplify the process and explain your options clearly, so you can make smart, informed choices with confidence
We understand that choosing the right financial partner is a big decision. Here are answers to some of the most common questions about Consolidation Clarity and our services.
The Clarity Quiz was created by our owner that has been in the industry over 10 years and is designed to ask the questions necessary to narrow down a fitting solution. We don't base recommended solutions on emotions or sales goals as our service is free. Recommendations are based on the answers you provide regarding your situation. However if you want to understand why the quiz suggested your solution or have questions you can speak with our AI assistant Claire or one of our solution specialists that can answer your questions and guide you without cost or pressure.
Protecting your privacy is a top priority. We are not data brokers and do not sell data. The quiz is designed to help consumers find fitting solutions and contact you regarding the results. If you want further assistance we can get you in contact with a trusted partner that handles your solution however we will never ask for sensitive personal info or sell data.
Depending on your situation, Claire might suggest a debt consolidation loan, nonprofit debt management plans, debt reduction, or bankruptcy. She'll only recommend what fits your goals and needs. She May also tell you there are no solutions that fit if she determines consolidating right now isn't right for you — no pressure, no bias. We also have partners that help with business debt and tax relief now as well if you're looking for help with business or tax debt which have dedicated solutions compared to personal debt.
Claire’s recommendations are based entirely on your unique situation — not on sales goals or commissions. She uses clear, unbiased logic to match you with the solution that best fits your credit, debt, and income.
Absolutely! Claire is built to sort through complex details like multiple debts, varying income sources, and tough financial situations. If needed, she’ll also recommend speaking with a trusted professional for extra support. We have partners that can assist with every option out there to help consumers get into better financial situations and avoid bankruptcy. We also have internal solution specialist that can speak with you directly about your situation if you prefer to speak with a human.

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"Where clarity meets confidence — find your best path forward with us"
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